Commuter Benefits are a tax‑free perk that helps you save on the cost of getting to work. Through this voluntary, employer‑provided benefit—also called a Qualified Transportation Account (QTA)—you can set aside pretax dollars from your paycheck to pay for eligible mass transit and work‑related parking expenses. It’s a simple way to stretch your paycheck while supporting your daily commute.
Why enroll in Commuter Benefits?
Commuter Benefits make commuting more affordable—and a little easier on you and the planet.
- Save more, faster: Using pretax dollars can help you save up to 30% or more on commuting costs, depending on your tax bracket.
- Get time back in your day: The average one way commute is nearly 30 minutes. Public transit can turn that time into a chance to read, relax, or get a head start on your day.
- Support your well-being: Research shows that commuting without a private vehicle can help reduce stress.
- Reduce your environmental impact: Fewer cars on the road means less congestion and cleaner air—benefits that add up for everyone.
How Commuter Benefits work
Commuter Benefits aren’t tied to Open Enrollment, so you’re in control all year long.
- Start, stop, or change your contributions anytime—no qualifying life event required.
- Enroll and manage your elections through the BenefitFocus portal.
- Receive a WEX debit card in the mail, typically within about a week.
Already have a WEX account for an HSA or FSA? Your Commuter Benefits will be added to your existing profile automatically.
Make the most of your Commuter Benefits
You can use Commuter Benefits for many everyday commuting costs, including:
Mass transit: Eligible options include train, bus, subway, ferry, ride-sharing, or a combination of transit methods. Monthly pretax contribution limit: $340, per IRS limits.
Parking: If you drive to work, you can use your funds to pay for parking at or near your regular work location. Monthly pretax contribution limit: $340, per IRS limits.
Your contributions typically become available within two to three days after each payroll deduction. Any unused funds roll over month to month until you use them.
How to use your Commuter Benefits debit card
You can use your card for a variety of commuting expenses, including:
- Parking with SpotHero: Find and prepay for parking near your workplace at SpotHero or download the app.
- Public transit: Purchase tickets or passes for the bus, train, or ferry.
- Driving to work: Pay for parking at a garage or ramp near your regular work location.
- Transit apps and cards: Use a local transit authority’s mobile app or autoload your transit card to pay for your ride.
For a full list of eligible expenses, visit WEX.
